Legal

Terms of Service

Last updated: 1 January 2025

Please read these Terms of Service ("Terms") carefully before using the costelloq.com website (the "Service") operated by Costelloq ("us", "we", or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

1. Nature of the Service

Costelloq is an independent, free-to-access educational and analytical platform. All content published on this website is strictly for informational and educational purposes. We do not offer:

  • Financial advice or investment recommendations
  • Relocation consulting or personal planning services
  • Legal or tax advice
  • Any paid service, subscription, or premium tier

All data presented on this site should be treated as indicative reference material, not as authoritative or actionable guidance for personal financial decisions.

2. Intellectual Property

The content on Costelloq — including text, graphics, data compilations, and design — is the property of Costelloq and is protected by applicable intellectual property laws. You may not reproduce, distribute, or commercially exploit any content from this site without prior written permission.

Non-commercial use, including citation in academic or journalistic work with attribution to Costelloq (costelloq.com), is permitted.

3. Accuracy of Information

While we make reasonable efforts to ensure the accuracy and currency of the information on our site, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information. Cost-of-living data is inherently variable and subject to change. Figures may not reflect your personal circumstances.

4. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without any warranty of any kind, whether express or implied. Costelloq disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability

To the fullest extent permitted by law, Costelloq shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Service or the information contained therein. This includes decisions made based on information found on our platform.

6. Prohibited Uses

You agree not to use the Service in any way that:

  • Violates any applicable local, national, or international law or regulation
  • Involves automated scraping, crawling, or data extraction without prior written consent
  • Attempts to gain unauthorised access to any part of the website or its infrastructure
  • Transmits unsolicited communications or spam via our contact forms
  • Is fraudulent, misleading, or harmful to others

7. External Links

Our website may contain links to external websites or data sources for reference. These links are provided for convenience only. Costelloq has no control over the content or availability of those external sites and does not endorse them. We are not responsible for any harm or loss that may result from visiting external links.

8. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

9. Modifications to the Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.

10. Changes to Terms

We reserve the right to revise these Terms at any time. Changes will be effective immediately upon posting to the website. Continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of competent courts.

12. Contact

If you have any questions about these Terms, please contact us: